Page 2 or 3 I suggested they put caps on %reflect for everyone except soldiers.
This means if you have a way to get 75% reflect, somehow, through items or buffs/debuffs, that nothing will count above 40% or 45% (whatever number seems fair). The only exception is soldiers because it's their toolset, so they have no % cap on reflect.
So example...
Trader has reflect graft (13%) and they duel a soldier. Soldier TMS/AMSes and trader lands borrow reflect on them. Soldier loses 30% reflect and trader gains 20%, giving them 33% reflect for 10minutes, after which they lose the 20% and go back to just 13%.
Another example...
Trader has rrfe (32%) and BR's a soldier and debuffs for -30% and takes 20% back. That 20% will only give the trader +8% reflect because of the cap of 40% reflect max. So trader gets 40% reflect for 10 minutes and then back to just having rrfe for 32%.