I've geared up and leveled 2 characters to 220/30/70 in less than 10 months to full alphas with less than adequate creds for it. You just gotta make your own raids and have friends and be knowledgeable, so anyone that complains that inspect will lose subscribers or get people kicked are just being ridiculous. It's fully possible with a little bit of effort to have an end game setup without being hard-core or being a tryhard. All it takes is effort to make your town into what you want really. If you can't hang with the content or community, it's time to do some self-reflection...
P.s no one is gonna complain if you're in 220-270 symbs because the difference is negligible. Content in ao isn't hard if youput forth the effort to read guides and learn from others.